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​​​Invest worry-free with a term deposit.

​​Term Deposits (also known as Guaranteed Investment Certificates, or GICs) are perfect for anyone looking for a safe investment with a guaranteed rate of return. You can choose terms between 1 and 5 years and are rewarded with a higher rate than most conventional savings accounts. 

 
 
 

Term Deposit Application

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  • Use in registered and non-registered accounts
  • Earn annual interest
  • Benefit from Credit Union Deposit Insurance 
*Rates subject to change without notice.
 
 

Rates

​Take a look at our latest and greatest term deposit rates.

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​​Helpful articles and resources

 
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​​Whether you're investing for retirement, a mortgage down payment or an education fund, our expert investment team will tailor their advice to help.

​​​​Learn more about Financial Services Regulatory Authority of Ontario (FSRA).